The Basics of Criminal Identity Theft
Criminal identity theft is a serious crime where someone uses your personal information without your permission to commit crimes. This can include using your credit card to make unauthorized purchases, opening new accounts in your name, or even filing for bankruptcy using your information. Identity theft is often perpetrated by people who have access to large amounts of personal information, such as data brokers or insiders at companies that collect and store data. However, it can also be done by someone who simply finds your information online or through public records.
Common Methods Criminals Use to Commit Criminal Identity Theft
Criminal identity theft occurs when someone uses another person’s personal information, such as their name, Social Security number, or date of birth, to commit a crime. The identity thief may use this information to obtain a driver’s license or other form of identification in the victim’s name, which can then be used to commit various crimes.
Another way in which criminals commit identity theft is by opening up lines of credit in the victim’s name and making charges on those accounts. The thief may also use the victim’s identity to apply for loans or rent an apartment. In some cases, the thief may even give the victim’s name when stopped by police, which can lead to the victim being arrested or getting a criminal record.