Recognize

Scammers know that finding a job or a new business opportunity can be challenging. To trick people looking for honest work, scammers advertise job openings and business opportunities on the same sites where real employers and job placement firms do. If you’ve been in contact with someone who asks you to pay them to help you find a job or asked you to give them a debit or credit card number for security purposes before you can be considered for the opportunity, it’s likely a scam.

If you think you or someone you know is experiencing a fake job opening or business opportunity, we recommend that you act immediately, by following our guidelines below, and then proceed to our ReportRecover, and Reinforce sections for further assistance.

Some Immediate Action Steps to Take

  • Collect all relevant documentation related to the scam and keep them in a secure file. You may need to provide this documentation when you file a report.
  • If you have wired money or made a payment and suspect it is a scam, contact your financial institution and/or the money service you used right away.
    • You can reach the complaint department of MoneyGram at 1-800-MONEYGRAM (1-800-666-3947) or Western Union at 1-800-448-1492.
  • Monitor your credit for any unfamiliar accounts or inquiries. Go to annualcreditreport.com to obtain a free copy of your credit report, add a fraud alert or freeze your credit on Experian, Equifax and TransUnion in one place.

Report

Report the Scam to the Job Opportunity Site

Contact the Money Service Company You May Have Used and Report the Fraud

Recover

These resources have been gathered, selected and vetted to help simplify the process of recovering after a cybercrime incident has taken place. You may need to contact organizations outside FightCybercrime.org. Results will vary depending on your circumstances.

Contact Credit Reporting Agencies to Monitor Your Accounts

Reinforce

Once you have notified the appropriate organizations and you are on the road to recovery, it is time to reinforce the security of your accounts, using these resources and tools.

Implement Preventive Measures

  • Contact the company directly to find out if they are really hiring through the service.
  • Ask for the opportunity’s details — in writing.
  • For new business opportunities:
    • Listen to sales presentations with a critical ear.
    • If you don’t receive the information you would expect, walk away.
    • If it seems too good to be true, it probably is.
    • Consider getting professional advice. Ask a lawyer, accountant, or business advisor to read the paperwork before you proceed.

Community Resources

Helpful Videos

FTC: Job Scams